The Asia United Bank Preferred Home Loan features loanable amount of a minimum of P500,000 and up to 80% of appraised value. Flexible terms of up to 20 years and payment is through post-dated checks or auto debit arrangement. For best interest rate deals, please contact our nearest branch.
Basic Application requirements:
- Duly Filled-out and signed application form
- Photocopy of two (2) valid IDs each from the principal borrower and co-borrower
- Photocopy of Marriage Contract (if applicable)
Collateral Requirements (**Accredited Developers)
- Copy of collateral title (TCT /CCT)
- Statement of Account, Reservation Agreement/ Contract to Sell**
- Photocopy of the lot plan/ vicinity map / subdivision plan
- Photocopy of updated Tax Declaration, tax Receipts and Tax Clearance
- Building specifications and Floor Plan (for construction loan)
- Bill of materials (for construction loan)
Income Requirements(Employed)
- Photocopy of Certificate of Employment
- Photocopy of latest three (3) months payslip
- Photocopy of latest Income Tax return / BIR form 2316
(Self Employed)
- Photocopy of Business Registration Papers i.e., SEC Registration / Articles of
Incorporation / By-laws / GIS or DTI Certificates Mayor’s Permit / Business Permit - Photocopy of latest three (3) months bank statements
- Photocopy of Audited Financial Statements (for the last 2 years)
- Photocopy of Income Tax Return (for the last 2 years)
- List of major trade suppliers and customers w/ contact details (if applicable)