How to Apply For Housing Loan From Asia United Bank

Property Updates

The Asia United Bank Preferred Home Loan features loanable amount of a minimum of P500,000 and up to 80% of appraised value. Flexible terms of up to 20 years and payment is through post-dated checks or auto debit arrangement. For best interest rate deals, please contact our nearest branch.


Basic Application requirements:

  • Duly Filled-out and signed application form
  • Photocopy of two (2) valid IDs each from the principal borrower and co-borrower
  • Photocopy of Marriage Contract (if applicable)

Collateral Requirements (**Accredited Developers)

  • Copy of collateral title (TCT /CCT)
  • Statement of Account, Reservation Agreement/ Contract to Sell**
  • Photocopy of the lot plan/ vicinity map / subdivision plan
  • Photocopy of updated Tax Declaration, tax Receipts and Tax Clearance
  • Building specifications and Floor Plan (for construction loan)
  • Bill of materials (for construction loan)

Income Requirements(Employed)

  • Photocopy of Certificate of Employment
  • Photocopy of latest three (3) months payslip
  • Photocopy of latest Income Tax return / BIR form 2316
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(Self Employed)

  • Photocopy of Business Registration Papers i.e., SEC Registration / Articles of
    Incorporation / By-laws / GIS or DTI Certificates Mayor’s Permit / Business Permit
  • Photocopy of latest three (3) months bank statements
  • Photocopy of Audited Financial Statements (for the last 2 years)
  • Photocopy of Income Tax Return (for the last 2 years)
  • List of major trade suppliers and customers w/ contact details (if applicable)
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